Mortgage in a holdco, is this for you?

Have you ever wondered why some people purchase real estate inside a holding company? Would this setup work for you?

If you belong to one of the following groups, you'll be able to take advantage of using a holdco to purchase investment properties:

1. You are hitting capacity qualifying for mortgages under your personal name - use this setup to increase borrowing power

2. You are a business owner and have an incorporated business, with excess funds to invest - use this setup to benefit from tax deferral between your personal margin tax rate and corporate tax rate

If you are interested in learning more about using holdco for mortgages, please reach out and see how you can take advantage of this setup with your specific situation.